Frequently Asked Questions
Find answers to common questions about our credit report review services.
General Questions
Q: What is FortixOne | Financial Strategy?
A: FortixOne | Financial Strategy is a compliance-focused credit services division operating under FortixOne LLC. We specialize in credit report reviews and consumer education under federal consumer protection standards.
Q: Are you a credit repair company?
A: We provide credit report review and educational services. We focus on helping you understand your credit report and your rights under the Fair Credit Reporting Act (FCRA). We do not guarantee results, score increases, or removal of accurate information.
Q: What makes you different from other services?
A: We take a compliance-first approach. Every action is grounded in federal consumer protection law, specifically the FCRA. We focus on education and accuracy, not promises or shortcuts.
Process Questions
Q: How does the process work?
A: After you submit a consultation request, we review your information and contact you within 24-48 hours. During the consultation, we discuss your situation and explain your options. If you choose to proceed, we provide comprehensive credit report review and educational guidance.
Q: How long does it take to see results?
A: Timelines vary based on individual circumstances. Credit bureaus typically have 30-45 days to respond to disputes. We do not guarantee specific timelines or outcomes.
Q: Do you guarantee results?
A: No. We do not guarantee score increases, removal of items, or specific outcomes. Each situation is unique, and results depend on many factors including the accuracy of information on your credit report.
Legal & Compliance
Q: What is the FCRA?
A: The Fair Credit Reporting Act (FCRA) is a federal law that regulates how consumer credit information is collected, used, and shared. It gives you the right to accurate credit reporting and the ability to dispute inaccurate information.
Q: Is this legal?
A: Yes. Our services operate in full compliance with federal consumer protection laws including the FCRA and FDCPA. We follow strict compliance guidelines in everything we do.
Q: Are you affiliated with credit bureaus?
A: No. FortixOne LLC is not affiliated with, endorsed by, or connected to any credit bureau (Equifax, Experian, TransUnion), financial institution, or government agency.
Pricing & Getting Started
Q: How much does it cost?
A: Pricing varies based on your specific situation and needs. During your consultation, we’ll discuss your options and provide transparent pricing information.
Q: How do I get started?
A: Simply fill out our consultation request form. We’ll review your information and contact you within 24-48 business hours to schedule a consultation.
Still Have Questions?
Contact us at support@fortixone.com or request a consultation.